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Do you have a United Commercial Bank credit card?
 
Yes
 
No
 
 
 
If the answer to the previous question is No, what is the reason?
 
I do not need a credit card
 
I do not know how to use a credit card
 
I do not want to use a credit card
 
The credit limit is too low
 
The interest charged is too high
 
I applied for a credit card but was turned down by UCBL

 
 
 
Have you ever been requested to open a Credit Card account by the staff of UCBL?
 
Yes
 
No
 
 
 
Did you ever notice any advertisement of UCB Credit Cards?
 
Yes
 
No
 
 
 
What should be done to encourage usage of UCB Credit Cards?
 
Have less requirements
 
Increase credit limit
 
Decrease interest rates
 
Provide more benefits
 
Increase advertising
 
Other
 

 
 
 
If you do have a UCB Credit Card, when and why do you use it?
 
To make regular purchases on credit
 
Only in case of emergencies
 
Do not have to carry cash
 
It is an easier alternative to taking short-term bank loans
 
Various benefits like discounts from particular stores, bonuses, etc.

 
 
 
How satisfied are you with the credit limit you received?
 
Very satisfied
 
Somewhat satisfied
 
Neither satisfied nor dissatisfied
 
Somewhat dissatisfied
 
Very dissatisfied
 
 
 
Are you satisfied with the quality of services of UCB Credit Card?
 
Very satisfied
 
Somewhat satisfied
 
Neither satisfied nor dissatisfied
 
Somewhat dissatisfied
 
Very dissatisfied
 
 
 
Which UCBL branch do you mostly use to pay your Credit Card bills?
 
Mohammadpur
 
Dhanmondi
 
Mirpur
 
Other
 
 
 
 
Why do you use this branch?
 
Near your home
 
Near your work place
 
Familiar with Branch employee
 
Receive better services there
 
Other
 

 
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