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Surveys
2012
September
R
Recommendations to be debt free
Recommendations to be debt free
0%
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Hello:
You are invited to participate in my Recommendations to get out of debt survey. Your participation in this study is completely voluntary. There are no foreseeable risks associated with this project. However, if you feel uncomfortable answering any questions, you can withdraw from the survey at any point. It is very important for me to learn your opinions. Your survey responses will be strictly confidential and data from this research will be reported only in the aggregate.
Thank you very much for your time and support.
I Agree
What is you current financial situation?
In debt
Out of debt
Prefer not to say
What is the best way to analyze your financial position?
Prepare a personal balance sheet, monthly cash-flow statement and monthly budget
Make a list of debts
Compare savings to debt
All of the above
None of the above
Would you say that you are experiencing financial difficulties at the moment?
Yes
No
Prefer not to say
If yes, how long would you say you have been experiencing financial difficulties?
Less than a month
1 month-1 year
1 year-2 years
2 years-3 years
Prefer not to say
What is the most common mistakes that keep people broke?
Expensive Hobbies
Using credit card rather than cash
Living in a home you can't afford
Not paying attention spending
All of the above
None of the above
What is/are the most effective way(s) to get out of debt?
Get a second job and pay down your debt aggressively
Get a consolidation loan
Stockpile groceries
File for bankruptcy
All of the above
None of the above
Do you regularly set money aside for future and/or retirement?
Yes
no
Is it important to save 3-6 months living expenses as emergency fund separately in case of loss income unexpectedly?
Yes
No
What are ways to increase savings?
Cut back on spending
Increase sources of income
Avoid vacations
Save on meal costs
Reduce household bills
All of the above
None of the above
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