Kresenta MBA

* Being in a position to motivate for a client to attain credit facilities, what difficulties have you experienced over the past 3-5 years?

* The Basel III accord (introduced and implemented in 2008) requires banks to retain a higher capital ratio. From your experience, in your job role how does this affect the client and the bank

* Explain the pattern of the banks’ lending rates (interest rates) over the past 3-5 years.

* What difficulties have you encountered when trying to assist with the financing of a long term asset? (property/equipment /vehicles)

* What difficulties have you experienced with assisting with the financing of short term assets?( Personal loans ,business loans)

* Over the past 5 years, how has the credit interest rates affected the bank?

* Over the past 5 years, how has credit interest rates affected consumers and businesses?

* How has the increased cost of credit affected consumers?

* How has increased cost of credit affected the bank?

* How has writing off bad debt affected the bank and its profitability in the past 5 years?